Mortgages
Our mission at Kind Financial Services Ltd is to get our customers the mortgage that’s best for them. With access to hundreds of different mortgages across the market, we use our expert knowledge to bring you the products most suitable to your specific situation, along with advice on the best course of action for your needs.
Already know what you need? Call 0121 796 6655 or complete our inquiry form to speak to an advisor who can guide you through the process.
Want to know a little more about your options? Though there are many different types of mortgage, they all fall into two groups: Repayment Mortgages and Interest Only Mortgages.
Kind Financial usually charge a fee for mortgage advice. The amount of fee will depend upon your needs and circumstances. This will be discussed and agreed with you at the earliest opportunity.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Most Buy-to-Let Mortgages are not regulated by the Financial Conduct Authority.
You may have to pay an early repayment charge to your existing lender if you remortgage.
For First Time Buyers, mortgages can be especially confusing and daunting, and it can be harder for them to secure a good deal than for those with more experience who have borrowed before.
As your local mortgage experts, we can guide you through the whole process, supporting you along your journey in securing your first home, helping you get the affordable mortgage you need from the hundreds we have got access to. We’ll be with you from start to finish.
A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
If you are thinking of buying a property as an investment, then getting the best possible mortgage could be the most crucial decision you make. The difference between the right and wrong mortgage could make a huge difference to how successful your investment is.
As your local mortgage experts, we have got access to a wide range of buy to let mortgages and give expert advice on which one is right for your buy to let venture. We also have access to a number of Limited Company Buy to Let providers if this suits your investment path. We’re here to help you make the most of your property. Most forms of Buy to Let mortgage are not regulated by the Financial Conduct Authority.
Found the house of your dreams? With our personal, customer-first approach to service, Kind Financial Services are the perfect partner to help you secure a mortgage for your new home. We find out everything we need to know about you, your financial situation and the property, and then take away the stress of hunting down the best deal.
Our team will always be on hand to help out or answer any questions you have. We’re by your side throughout the process – not just until you move in, but beyond too, checking in to make sure you’re still getting the best possible deal for your exact circumstances.
You may to pay an early repayment charge to your current lender if you remortgage.
Moving house is an exciting but often stressful time. Not only do you need to find a new place to live, but you also need to sort out finances, including finding the right mortgage.
That’s where home mover mortgages come in. They’re specifically designed to help you transfer your existing mortgage to your new property, making the process of moving homes much smoother and stress-free.
Are you looking to buy a home but struggling to afford the full purchase price? If so, you may want to consider a shared ownership mortgage.
This a type of home financing that allows you to buy a portion of the property and pay rent on the rest.
Shared ownership mortgages are a type of home financing that allows you to buy a share of a property, typically between 25% and 75%, and pay rent on the remaining share.
Equity release, a powerful financial tool designed to help homeowners tap into the hidden potential of their properties and gain financial freedom. Whether you’re considering equity release or simply curious about how it works, this guide will equip you with the knowledge to make informed decisions.
Equity release is a flexible financial solution that allows homeowners to access the value tied up in their properties without the need to sell.
Looking to buy a newly built home in Lichfield or the surrounding areas? At Kind Financial Services, we specialise in helping buyers secure the right mortgage for new build properties, whether you’re a first-time buyer, moving up the ladder, or investing in a brand-new development.
Looking for a contractor mortgage in Lichfield? If you work on a contract basis, you’ve probably noticed that traditional mortgage lenders often struggle to understand your income. At Kind Financial Services, we specialise in helping contractors like you secure flexible, affordable mortgage deals—even if your work history is short-term, variable, or non-traditional.
At Kind Financial Services, we understand that being self-employed comes with both freedom and challenges, especially when it comes to securing a mortgage. Many of our clients come to us worried that lenders won’t understand their income, but the good news is: there are plenty of mortgage options for self-employed people. With the right advice, securing a mortgage doesn’t need to feel any harder than it does for someone in regular employment.
At Kind Financial Services, we believe your past financial difficulties shouldn’t stop you from owning your own home or remortgaging to a better deal. Whether you’ve had missed payments, defaults, CCJs, or struggled with debt in the past, there are lenders who specialise in helping people just like you.
Don't just take our word for it ...
