
HMRC SA302 & Tax Year Overview Requirements: What You Need to Know
HMRC SA302 & Tax Year Overview Requirements: What You Need to Know If you’re self-employed and planning to apply for a mortgage, you’ve probably heard lenders mention SA302s and Tax
As we’re now into the second half of 2021, I wanted to share a little bit about what’s happening at Kind Financial Services, what we’ve achieved so far this year, what lies ahead and what we’re seeing in the market right now.
We’ve had an extremely busy year, with the last six months seeing an ongoing uplift in business. The existing team have responded fantastically to the business coming in from our introducers and clients, thanks in part to the Stamp Duty changes and the consistent steady growth and demand in the housing market. I think that our personal approach with our clients, helping them navigate through the constant changes with lenders and their products, really does mean that using a mortgage broker has become invaluable to customers.
We’ve also continued to grow KFS to meet demand and to be able to provide our services to more parts of the country. Most recently, we’ve welcomed Zoe Fulford and Pete Uppal to Kind Financial, who will be working with clients in Staffordshire and Leicestershire respectively. I’m very glad to have them both onboard and am looking forward to working together.
And there’s a lot of work to do right now. We’re in a really healthy property market, and I’m seeing a lot of confidence from lenders. I think that’s evidenced by the launch of products like the Habito One, offering a fixed rate for 40 years, and Halifax’s record-low 0.83% two-year fixed mortgage. The recent “rate war” has seen a number of very low-interest products launched, many of them exclusive to remortgaging current homeowners, by contrast, the 0.83% mortgage is available only to movers and first-time buyers.
These creative approaches to helping all kinds of different customers speak to the enthusiasm I’m seeing across the industry right now. In conversations I’ve had with estate agents who we work with, I’ve been told that they’re not holding on to stock for very long at all – houses are coming in to them and being sold the same or the next day. There’s a huge appetite for home-buying right now, even beyond the stamp duty freeze, and I think that’s going to make new builds and development even more important soon.
Speaking of the near future, at Kind we’re currently preparing for the launch of an all-new redesigned Kind Financial website which I’m excited for you all to see very soon. The new site is well designed, easy to navigate and will provide our customers with an overview of all our products and services, as well as giving them a friendly first point of contact as they begin their Kind Financial journey.
Looking further ahead at the bigger picture, one thing that I’m particularly excited about for KFS in the remainder of 2021 is our goal of partnering with more accountants, estate agents and key introducers. We’re never happy resting on our laurels, and while providing outstanding service will always be at the heart of what we do, I’m always looking to expand and develop the brand further, to reach new people and different markets.
We’ll be posting more news and articles to the Kind Financial Services Linked In company page in the future, so make sure you’re following us to stay up to date on all the latest developments.

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The guidance contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.
Kind Financial Services Ltd is an Appointed Representative of PRIMIS Mortgage Network. PRIMIS Mortgage Network is a trading name of TenetLime Ltd who are authorised and regulated by the Financial Conduct Authority. Kind Financial Services Ltd usually charge a fee for mortgage advice. The amount of fee will depend upon your needs and circumstances. This will be discussed and agreed with you at the earliest opportunity, however we estimate this to be between £200 and £600.
Kind Financial Services Ltd registered in England and Wales Number 07588811.
Your home may be repossessed if you do not keep up repayments on your mortgage.
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